CGHS Clarification 2026: 7-Day Rule, ₹3,000 Test Limit & Referral Rules Explained

CGHS Clarification 2026 explaining 7-day consultation, ₹3,000 test limit and referral rules
CGHS Clarification 2026 explaining 7-day consultation, ₹3,000 test limit and referral rules

CGHS Clarification 2026: 7-Day Rule, ₹3,000 Test Limit & Referral Rules Explained

A simple guide to the latest CGHS clarification covering consultation validity, medical tests, referrals, eye consultation fees and reimbursement requirements.

📌 CGHS Clarification 2026 — In Brief

The UPSC Office Memorandum dated 11 August 2026 clarifies six important areas of the existing CGHS guidelines:

  • 7-day validity for consultations of the same specialty.
  • Tests costing up to ₹3,000 per individual test should normally be done at the same empanelled hospital.
  • Tests at another CGHS-empanelled facility require CGHS referral/endorsement.
  • CT, MRI, PET and other investigations costing above ₹3,000 require referral/endorsement.
  • Eye consultation fees include refraction, tonometry and fundus examination.
  • Unlisted investigations/procedures require prior Department/Office permission.
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Official Reference: UPSC Office Memorandum dated 11 August 2026 F. No. D-12015/420/2024-Admn-IV
Visit the official UPSC website →

CGHS Rules Explained Step by Step

1 Consultation is valid for 7 days

Each consultation is considered valid for 7 days, provided the follow-up consultation relates to the same specialty.

Example: You consult an orthopaedic specialist on 10 August. A follow-up relating to the same specialty within the applicable 7-day period comes under this consultation validity.

2 What if the test costs ₹3,000 or less?

If a specialist at a CGHS-empanelled hospital prescribes an investigation costing up to ₹3,000 per individual test, the test should normally be undertaken at the same hospital/HCO where the primary consultation was taken.

Example: A doctor prescribes an X-ray costing ₹1,500 → normally get the X-ray done at the same empanelled hospital.

3 Want to use another hospital?

If you want to get the prescribed test done at another CGHS-empanelled hospital, HCO or diagnostic centre, you need prior referral/endorsement from the CGHS Wellness Centre.

Remember: The other facility being CGHS-empanelled does not by itself remove the referral requirement.

4 CT, MRI, PET & tests above ₹3,000

Referral/endorsement from CGHS is required for special investigations such as:

  • CT Scan
  • MRI Scan
  • PET Scan
  • Other investigations costing more than ₹3,000
⚠️ Important: The ₹3,000 threshold refers to each individual test/investigation. It should not be understood as a ₹3,000 limit on the combined cost of all tests.

5 What is included in eye consultation?

The eye consultation fee includes:

  • Refraction – checking eye/glasses power
  • Tonometry – checking eye pressure
  • Fundus examination – examination of the back of the eye

These examinations are included as part of the eye consultation.

6 What about an unlisted investigation?

If a specialist at a CGHS-empanelled hospital advises an unlisted investigation or procedure, prior permission from the concerned Department/Office is mandatory.

Do this before the procedure. Do not assume that reimbursement will automatically be available if permission is obtained only afterwards.

📋 CGHS Rules at a Glance

Situation Requirement
Same-specialty follow-up Consultation valid for 7 days
Test up to ₹3,000 per test Normally same empanelled hospital
Test at another empanelled facility CGHS referral/endorsement
CT / MRI / PET CGHS referral/endorsement
Investigation above ₹3,000 CGHS referral/endorsement
Unlisted investigation/procedure Prior Department/Office permission

✅ The Simple Rule to Remember

Before getting a prescribed investigation, ask:

“Am I getting this test at the same hospital where I consulted?”

If yes, a routine test costing up to ₹3,000 per individual test should normally be done there.

If you want to use another facility, check for the required CGHS Wellness Centre referral/endorsement.

For CT, MRI, PET, investigations above ₹3,000, or an unlisted procedure, make sure the required referral or permission is obtained before proceeding.

Disclaimer: This article is a simplified explanation of the UPSC Office Memorandum dated 11 August 2026. It is intended for general information only and should not be treated as a substitute for the original CGHS/Department instructions. Beneficiaries should confirm specific reimbursement requirements with their CGHS Wellness Centre or concerned Department/Office.